Did you miss the claim submission deadline because of the coronavirus pandemic? As we all know, there has been a crazy time period that we’ve all experienced over the course of the last several months while we’re dealing with the coronavirus pandemic. Fortunately, for most people, the Department of Labor has extended or tolled any […]
ERISA Disability
When do you need to file your long-term disability application?
I get this question all the time, and people just need to know, “When do I need to file my long-term disability insurance application in order to satisfy any time limits in my policy?” Well, the simple answer is that every policy is different, and you have to know, based on your policy, when your […]
When should you hire a lawyer for your long term disability case?
You may be wondering when the right time is to hire a lawyer for your long term disability case. When your doctor told you to stop working, you stopped working. Now you’re wondering what to do next? Well, the best time to hire a lawyer is usually when your claim has been denied. Some lawyers […]
The Contingency Fee Arrangment
In this episode, Brandon Osterbind discusses why lawyers use the contingency fee arrangement compared to flat fees or hourly fees. At the beginning of this conversation, though, Brandon discusses where we are in the midst of the coronavirus in Virginia as it relates to jury trials and court hearings. Show Notes: The Bill of Rights […]
How do you know if you have an ERISA disability case?
A lot of people ask me, “How do I know if I have an ERISA disability case or a social security disability case or some other form of disability case?” And what we do here is we only focus on ERISA long-term disability cases and we’ll also handle some short-term disability cases too depending on […]
Why is LTD Insurance Policy More Valuable than SSDI
Why is an ERISA long-term disability policy worth more to you than social security disability? So why is it that an ERISA long-term disability plan will give you more money in the long run than social security disability will? Well, the answer is simple. Each long-term disability insurance contract has different terms and different pay […]
Don’t give up when the insurance company denies your appeal
Why should you not give up on your long term disability plan? It makes a big difference for you and you shouldn’t give up on your long term disability plan. The main reason is your long term disability insurance plan – if you don’t follow the rules and if you give up on the timeline, […]
You need to get medical treatment AFTER your claim is approved
What happens after your claim is approved, is it all over at that point? Can you just do whatever you want at that point? You’re on disability, no one’s going to check up on you? The answer to that is no. In fact, in a lot of these long term disability claims, there’s a provision […]
How To Know If You Have an LTD Insurance Claim
What does it mean to file a long-term disability claim? You may be wondering what it means to file a long-term disability claim, and when I talk about this, a lot of times people get confused with the difference between Social Security disability and long-term disability claims. One is governed by the Employee Retirement Income […]
Episode 007 – How to handle your money after you win your case
Show Notes: Thomas Road Baptist Church – Financial Peace University Total Money Makeover by Dave Ramsey (affiliate link) Retire Inspired by Chris Hogan (affiliate link) Everyday Millionaire by Chris Hogan (affiliate link) Dave Ramsey Podcast Short Video of Brandon and Kelly’s Financial Peace Journey: “My Road” with Brandon & Kelly Osterbind from Thomas Road Media […]
