Category: ERISA Disability
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When Should I File My Long-Term Disability Claim?
I get this question all the time, and people just need to know, “When do I need to file my long-term disability insurance application in order to satisfy any time limits in my policy?” Well, the simple answer is that every policy is different, and you have to know, based on your policy, when your…
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When Do I Need A Lawyer For A Long-Term Disability Case?
You may be wondering when the right time is to hire a lawyer for your long term disability case. When your doctor told you to stop working, you stopped working. Now you’re wondering what to do next? Well, the best time to hire a lawyer is usually when your claim has been denied. Some lawyers…
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The Contingency Fee Arrangment
In this episode, Brandon Osterbind discusses why lawyers use the contingency fee arrangement compared to flat fees or hourly fees. At the beginning of this conversation, though, Brandon discusses where we are in the midst of the coronavirus in Virginia as it relates to jury trials and court hearings. Show Notes:
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How do you know if you have an ERISA disability case?
A lot of people ask me, “How do I know if I have an ERISA disability case or a social security disability case or some other form of disability case?” And what we do here is we only focus on ERISA long-term disability cases and we’ll also handle some short-term disability cases too depending on…
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Why Are ERISA Claims Worth More Than Social Security Disability Claims?
Why Are ERISA Claims Worth More Than Social Security Disability Claims? So why is it that an ERISA long-term disability plan will give you more money in the long run than social security disability will? Well, the answer is simple. Each long-term disability insurance contract has different terms and different pay rates. From experience, some…
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Should I Give Up If The Insurance Company Denies My Disability Appeal?
Why should you not give up on your long term disability plan? It makes a big difference for you and you shouldn’t give up on your long term disability plan. The main reason is your long term disability insurance plan – if you don’t follow the rules and if you give up on the timeline,…
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Should I Get Medical Treatment After My Disability Claim Is Approved?
What happens after your claim is approved, is it all over at that point? Can you just do whatever you want at that point? You’re on disability, no one’s going to check up on you? The answer to that is no. In fact, in a lot of these long term disability claims, there’s a provision…
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Episode 009 – Why Lawyers Refer Cases To Us.
When it comes to legal referrals, the dynamics often reveal a firm’s strengths and reputation among peers. In a recent episode of the Insight to Injury Podcast, Brandon Osterbind shared insights into why other lawyers refer cases to Osterbind Law. He also shares why his firm chooses to specialize in personal injury and disability law.…
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How Do I Know If I Have A Long-Term Disability Claim?
“How do I know if I have a long-term disability claim?” This is a very common question that I (Brandon Osterbind) get as an attorney. In this article, I want to break down some of the key pillars of Long-Term Disability (LTD) and its distinct attributes in comparison to Social Security Disability (SSD). What does…
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How Does The Virginia Court System Work?
In this episode, Brandon Osterbind explains how the Virginia court system works. The Virginia Court system is somewhat nuanced and complicated when it comes to certain cases going to certain courts. This primer will help you understand what court your case will go into and why. Show notes:
