What Is A Physician’s Statement And Why Is It So Important? My name is Brandon Osterbind and I am an injury and disability attorney in Central Virginia. I work with people whose long-term disability claims have been denied and help them get on claim or get their benefits approved. And one of the things that […]
ERISA Disability
What Does DE NOVO REVIEW Mean? (ERISA)
What Does De Novo Review Mean Under ERISA? My name is Brandon Osterbind. I’m an injury and disability attorney in Central Virginia. And I help people whose long-term disability claims have been denied. The question is, “What is a ‘de novo’ review under the Employee Retirement Income Security Act?” And bear with me because we’re […]
Do Insurance Companies Have Investigators?
They’re Watching. Don’t Get Caught By Insurance Companies. My name is Brandon Osterbind. I am an injury and disability attorney in Central Virginia and I help people whose long-term disability claims have been denied. Why they are watching you I want you to know that the insurance company is watching you. From the moment that […]
What Documents Do ERISA Claims Need?
These Documents Are Vital To Your ERISA Disability Claim My name is Brandon Osterbind. I am an injury and disability attorney in Central Virginia and I help people whose long-term disability claims have been denied. And certain documents are vital to your long-term disability claims. So let’s talk about what you should provide to your […]
Does Short-Term Disability Turn Into Long-Term Disability?
Short-Term Disability Does Not Guarantee Long-Term Disability</b> My name is Brandon Osterbind. I am an injury and disability attorney in Central Virginia and I help people whose long-term claims have been denied. And today, I want to talk to you about short-term and how it relates to your long-term coverage. The title of this article […]
What To Do After Your ERISA Disability Claim Is Denied
My ERISA Disability Claim Has Been Denied. What Happens Now? My name is Brandon Osterbind. I am an injury and disability attorney in Central Virginia and I help people whose long-term disability claims have been denied. I have good news for you. This is not the end of the road. You can submit an appeal […]
How Do I Find Out If I am Eligible For Long Term Disability?
How Do I Find Out If I Am Eligible For Long-Term Disability Benefits? How would you know whether you are eligible for long-term disability under your employer’s long-term disability policy? That question depends on what your insurance policy says. But first, you should be talking with your doctor. When you could qualify for long-term disability […]
Are ERISA Disability And Social Security Disability The Same Thing?
ERISA Disability Versus Social Security Disability Benefits: What Is The Difference ERISA versus Social Security disability. What’s the difference? My name is Brandon Osterbind. I am an injury and disability attorney in Central Virginia and I help people whose long-term disability claims have been denied. And I have people ask me all the time, “What […]
How Should I Talk To A Long-Term Disability Insurance Company?
Don’t Make This Mistake With Your Insurance Company From The Beginning My name is Brandon Osterbind. I’m an injury and disability attorney in Central Virginia and I help people whose long-term disability claims have been denied. There are several mistakes you can make with respect to your long-term disability claim, but today, I want to […]
When Should I Appeal A Long-Term Disability Denial?
Don’t Be Late. Timing Is Key Once You’ve Been Denied Long-Term Disability Benefits My name is Brandon Osterbind. I’m an injury and disability attorney here in Central Virginia and I help people whose long-term disability claims have been denied by their insurance company. Today, I want to talk to you about something that is very […]
