ERISA Disability

I get asked this question all the time, “Why do most claims die in the court system? Why is it so difficult to win your claim in the court system?” Well, to answer that question, I really need to back up and provide a bit of a framework for how the ERISA disability, long-term disability, […]

People ask me all the time, “Why do most claims get denied?” There are very simple reasons, very common reasons why many claims are denied by insurance companies. The most cynical explanation is that most insurance companies don’t expect people to file a proper appeal. So they’ll just stamp denied on the claim and just […]

So what if you can do some parts of your job, but you can’t do all of your job? That’s a great question, and every insurance policy has a different definition for long-term disability. What does it mean to be disabled? Most policies have some definition that’s saying something to the effect of, that you’re […]

One major area of our expertise is to help people whose long-term disability claims have been denied. It’s important to be aware of the statute of limitations and how it could apply in your ERISA long-term disability case. A statute of limitations is a period of time within which you have to file a federal […]

A lot of people ask me, “Why Do I Have to File For Social Security After My Long-Term Disability Claim Was Approved?” Well, the answer is simple. Your insurance company will require you to file your long-term disability or social security disability claim because the amount that you get from social security will offset the […]

What is your date of disability and why is that important? This is a common question among people. Knowing the date of your disability will prevent any complications and make the process a bit easier. Make Yourself of Deadlines The first reason is there are a bunch of deadlines that are embedded in your long-term […]

Why Is It Vital To Keep Your Doctor In The Loop With Respect To Your Long-Term Disability ERISA Claim? My name is Brandon Osterbind. I am an injury and disability attorney in Central Virginia and I help people whose long-term disability claims have been denied. And today, I want to tackle the question, “Why is […]

What Qualifies Me For Long-Term Disability? My name is Brandon Osterbind and I am an injury and disability attorney in Central Virginia. I help people whose long-term disability claims have been denied. Today, let’s talk about what would qualify someone for long-term disability under an insurance contract provided by an employer. First of all, every […]

What Is ERISA Disability? And Who Is It Designed To Protect?  My name is Brandon Osterbind. I’m an injury and disability attorney in Central Virginia. We help people whose claims have been denied recover long-term disability insurance coverage from their employer’s insurance policy. Today, I want to answer a question that I hear all the […]

Is a Disability Lawsuit Harder To Win Than an Appeal?  My name is Brandon Osterbind and I’m an injury and disability attorney here in Central Virginia. I help people whose long-term disability claims have been denied. Today, I’d like to answer the question, “Is it harder to win a disability lawsuit than an appeal?” What […]