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You need to get medical treatment AFTER your claim is approved

5 Aug 2020

What happens after your claim is approved, is it all over at that point? Can you just do whatever you want at that point? You’re on disability, no one’s going to check up on you? The answer to that is no. In fact, in a lot of these long term disability claims, there’s a provision in your long term disability insurance policy that says that if you are requested to provide proof of loss, you have to provide that within 30 days or 60 days, depending on what the policy says. But what is proof of loss? That’s a great question. Proof of loss is simply the medical documentation that you are still unable to work or perform the main duties of your occupation.


Keep Communicating With Your Doctors

So, if you don’t have any new medical treatment, if your doctors aren’t keeping up with your current medical status, then how are you going to provide proof of loss during that period that the insurance company is asking for? That’s why we always advise our clients to make sure even after your long term disability claim has been approved, make sure that you keep going to your doctors, you keep communicating your symptoms to your doctors and your doctors keep documenting that you are unable to perform the main duties of your occupation. If you can provide that paper trail every six months or 90 days or whenever the insurance company asks for it, then you will be able to stay on the claim and receive consistent disability benefits through your long-term disability insurance policy sponsored by your employer.

I hope this information has been helpful and been informative to you. If you found it helpful, send it off to your friends, share it on social media, make sure other people get this information in their hands so that they can live their best life. And we hope that you are able to live your best life too. If you have any questions, send us an email, send us a Facebook message. We’re happy to engage with you to make sure that you know where you are in your claim and that you can stay on your disability benefits without dealing with the stubborn and obstinate insurance company. Thanks.

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Brandon and his team at Osterbind Law are truly peerless. This is exactly how a modern personal injury firm should operate. The firm is holistic in its approach and thoughtful. It's no wonder why they get such great results for their clients. And no surprise, their clients love them. I've had the pleasure of working with Brandon on a professional level and he levels up, big time. Kudos.
Nathaniel Amendola
3 months ago

Very compassionate and knowledgeable people who helped us with our situation. They worked quickly and I can’t tell you how grateful I’m they were so caring. I would recommend this firm to anyone that anyone
Lori Rudder
a year ago

The entire team at Osterbind Law are incredible. They communicated with us with every step and process that was happening . They provided the knowledge, support, and empathy to us on the case. And when the curve ball was thrown, they dug in deeper. I have nothing but the highest respect for Brandon and Hannah and the entire team. They made us feel more like a family, than a client.
Wendy Shull
a year ago

The staff is caring and very knowledgeable. They help you as quickly as possible, and worked very hard for us. I'm so pleased with the way they assisted us.
Meghan Rudder
a year ago

Brandon and his team did a great job helping me through my case. I'm so glad I chose him and stuck with him through the transition to his own firm. The staff is very knowledgeable and friendly. They feel like family after all this! Thank you for everything!!Amber J
Amber Higby
2 year ago
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