Non-economic damages are essential to prove your claim. You can’t typically see these on any of the paperwork that you fill out after an accident. But they can be just as devastating and hard to recover from. Non-economic damages include pain and suffering, mental anguish, physical pain, bodily injury. Witness Testimony of Non-Economic Damages You […]
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Can I sue my insurance company for denying my claim?
Often, my clients ask “Can I just sue my insurance company for not paying me what they owe me? Can I make them pay all the backpay? Can I make them pay my attorney’s fees? Can I make them pay interest on what they should have paid me before?” And it’s a short and a […]
The one line appeal letter
Most people have a long-term disability insurance policy carried by an employer that ensures you, as the employee – in the event that you’re unable to do your job anymore or in the event that you are no longer able to do any job – So, you apply for long-term disability benefits and your claim […]
The best evidence you can submit for a long term disability claim
Whether it be the Hartford, Unum, Cigna, Prudential, all of the different insurance companies who are considering these claims and write these insurance policies, the best piece of evidence that you can have for a long term disability claim is objective testing. Now, does every policy require objective testing? No. Does that mean that the […]
How long should my LTD appeal be?
One situation I see a lot of is people who come into my office, or who I meet with virtually, and they’ve already done an appeal letter, or they’re thinking about doing an appeal letter. I had one lady who even said, “Can you review my draft appeal letter and let me know what you […]
What are my chances of winning my long-term disability appeal?
The potential success of long-term disability is usually one of the first curiousities from my clients. It’s a legitimate worry. People are nervous and potentially literally can’t work, but they got denied and fear they may have to work despite their disability. What information is needed to determine the chance of success? Several pieces of […]
How does your ERISA long-term disability lawyer get paid?
You may wonder, “How does your ERISA long term disability lawyer get paid in these ERISA disability cases?” Now think about this— person who is not able to work because of a physical or mental disability and they’re not bringing in any income, but they’ve got this long-term disability insurance policy that promises to pay […]
How long can I get long-term disability benefits for a mental illness?
How long can you get disability benefits for depression or anxiety or other mental illnesses? Sometimes I’ll have people come to me with a physical disability, and other times I’ll have people come to me with more of a mental illness type disability that is significantly affecting their ability to live life and to do […]
Episode 013 – Virginia’s New Law That Will Help Injury Victims
Have you been following Virginia’s legislative session in 2021? Are you an injury victim here in Virginia? You probably answered no to the first question. If you are on this page, then you may have answered yes to the second question. Why would you keep reading? In this episode, Brandon Osterbind talks about a new […]
Medical Malpractice With Experts?
Medical experts are essential to medical malpractice cases. In fact, medical malpractice cases are unique because if an expert in the field cannot be found to testify on your behalf, there is no chance of winning the case. The medical malpractice case is a case of negligence and in a negligence case the “plaintiff,” in this instance the “patient,” […]