You should not appeal your long-term disability denial letter without the assistance of an attorney. A qualified attorney knows how to appeal ERISA disability cases. Don’t hire a general practice attorney, a family law attorney, or some guy who represented you in a traffic ticket years ago and you thought he was a nice guy. […]
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What is the biggest obstacle in a long-term disability claim?
What is that one obstacle that you simply cannot overcome in a long-term disability claim? The answer is lack of medical support. If you do not have medical support for your disability, you will not be able to win your long-term disability claim. Let’s imagine a scenario where you get a physical or mental condition […]
Wait, how many long-term disability appeals do I have?
You’ve applied for long-term disability benefits, and your claim was denied. Or maybe you were on long-term disability benefits and your benefits were terminated. You have received what we call a denial letter. The denial letter is in hand and it says in the denial letter that you have 180 days to appeal. How Many […]
What is the first thing you do when you’ve been denied long term disability benefits?
If your insurance company denied your long-term disability benefits, you have to act fast. You need to move quickly and act fast. But the first thing you should do is always the same. Keep in mind that ERISA Stands for Employee Retirement Income Security Act. It’s a federal act that governs all employee benefits so […]
Disability insurance companies don’t want you to know this!
What is the number one thing the long-term disability insurance company doesn’t want you to know about your claim? You’re not going to believe it — The one thing the insurance company doesn’t want you to know about your long-term disability claim is that your medical records are not enough to prove your disability. Let […]
How to do discovery in a personal injury case without losing
Discovery is that phase of your personal injury case after you have filed a complaint with the circuit court clerk’s office, and now it’s your turn to exchange documents and information with the other side. This looks a lot different in state court than it does in federal court, but there are some similarities as […]
Personal Injury Expert Witnesses Will Affect Your Case
In this episode, Brandon Osterbind talks about a new Virginia Supreme Court case that ruled in favor of the plaintiff. The issue was the bias of an expert witness because of the vast amount of money paid to the doctor by State Farm, the insurance company. Show Notes: You can learn more about what types […]
How does workers’ compensation work
If you’ve been injured while you’re working in Virginia, you’re entitled to workers’ compensation benefits. In those benefits, you’re essentially entitled to two things. You’re entitled to wage loss and you’re entitled to medical benefits. What Does This Exactly Mean? You’re entitled to a lifetime award of medical benefits, which will cover all of your […]
Episode 011 – Does Technology Really Make a Difference in an Injury and Disability Practice?
Show Notes: In this episode, Brandon Osterbind dives deep into the question that absolutely needs to be answered. At Osterbind Law, PLLC we talk a lot about using technology in our injury and disability law firm to help add value for our clients. In this episode, Brandon will explore What tools we use to make […]
Top Reasons Why Insurance Companies Deny Claims
There are many reasons why a car insurance company will deny your claim. Chief among them is that the insurance companies are not like your good neighbor, they are not on your side, and they don’t have you covered. So many of these car insurance companies are great advertisers but they are terrible at paying […]
