The answer to that is simply yes, insurance companies can hire a doctor to say whatever the insurance company wants that doctor to say so they don’t have to pay your disability benefits. Is that fair? No. Can they do it? Yes, unfortunately. Beyond that, they can even require that you go see their doctor […]
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How do you read a denial letter?
“How am I supposed to read this denial letter? What is it saying? What does that mean? And what am I supposed to do with it?” These are some of the questions I often hear from my clients. If you’ve already filed your claim for long-term disability benefits and you have been denied, it’s important […]
What if you could not file your long-term disability claim because of the coronavirus?
Did you miss the claim submission deadline because of the coronavirus pandemic? As we all know, there has been a crazy time period that we’ve all experienced over the course of the last several months while we’re dealing with the coronavirus pandemic. Fortunately, for most people, the Department of Labor has extended or tolled any […]
When do you need to file your long-term disability application?
I get this question all the time, and people just need to know, “When do I need to file my long-term disability insurance application in order to satisfy any time limits in my policy?” Well, the simple answer is that every policy is different, and you have to know, based on your policy, when your […]
When should you hire a lawyer for your long term disability case?
You may be wondering when the right time is to hire a lawyer for your long term disability case. When your doctor told you to stop working, you stopped working. Now you’re wondering what to do next? Well, the best time to hire a lawyer is usually when your claim has been denied. Some lawyers […]
The Contingency Fee Arrangment
In this episode, Brandon Osterbind discusses why lawyers use the contingency fee arrangement compared to flat fees or hourly fees. At the beginning of this conversation, though, Brandon discusses where we are in the midst of the coronavirus in Virginia as it relates to jury trials and court hearings. Show Notes: The Bill of Rights […]
Why Do I Need A Personal Injury Attorney
Negotiating without an Attorney The answer to this question is sometimes tricky, and the honest answer is that not everyone actually needs a personal injury attorney. Most of the smaller cases where people get better right away can be negotiated successfully between an insurance adjuster and an individual. As long as you have the information […]
What Is A Wrongful Death Case And How Do I Pursue One
What Is A Wrongful Death Case And How Do I Pursue One A wrongful death case in Virginia is very similar yet also very dissimilar to personal injury cases. It is very similar in a way that it was created or caused by the negligence of another. Someone else did something that needlessly endangered you […]
I Was Hit By A Tractor Trailer
I Was Hit By A Tractor Trailer Tractor trailer accidents are very different from car-on-car type accidents for a couple of various reasons. Obviously, tractor trailers are much bigger and are much heavier than normal vehicles, which means that they simply cause more damage. You are more likely to suffer a serious injury in an […]
How do you know if you have an ERISA disability case?
A lot of people ask me, “How do I know if I have an ERISA disability case or a social security disability case or some other form of disability case?” And what we do here is we only focus on ERISA long-term disability cases and we’ll also handle some short-term disability cases too depending on […]