If you’re pursuing a long-term disability (LTD) claim, providing objective evidence for a disability claim is one of the most effective ways to establish your eligibility. Insurance companies like Hartford, Unum, Cigna, and Prudential look for solid, measurable proof to support your case. Let’s explore why objective evidence is essential and how you can use […]
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How long should my long term disability appeal letter be?
One situation I see a lot of is people who come into my office, or who I meet with virtually, and they’ve already done a long term disability appeal letter, or they’re thinking about doing an appeal letter. I had one lady who even said, “Can you review my draft appeal letter and let me […]
What are my chances of winning my long-term disability appeal?
The potential success of long-term disability is usually one of the first curiousities from my clients. It’s a legitimate worry. People are nervous and potentially literally can’t work, but they got denied and fear they may have to work despite their disability. What information is needed to determine the chance of success? Several pieces of […]
How does your ERISA long-term disability lawyer get paid?
You may wonder, “How does your ERISA long term disability lawyer get paid in these ERISA disability cases?” Now think about this— person who is not able to work because of a physical or mental disability and they’re not bringing in any income, but they’ve got this long-term disability insurance policy that promises to pay […]
Episode 013 – Virginia’s New Law That Will Help Injury Victims
Have you been following Virginia’s legislative session in 2021? Are you an injury victim here in Virginia? You probably answered no to the first question. If you are on this page, then you may have answered yes to the second question. Why would you keep reading? In this episode, Brandon Osterbind talks about a new […]
Medical Malpractice With Experts?
Medical experts are essential to medical malpractice cases. In fact, medical malpractice cases are unique because if an expert in the field cannot be found to testify on your behalf, there is no chance of winning the case. The medical malpractice case is a case of negligence and in a negligence case the “plaintiff,” in this instance the “patient,” […]
That is obvious medical malpractice!
We have already seen how crucial experts are even before the case is filed, for example, the Virginia Certification requirement. If the case goes to trial, we will hire medical experts to testify concerning any of the four elements of the medical malpractice case – a duty to treat the patient, a breach of the […]
Medical Malpractice During Birth
One type of medical situation that almost always requires investigation is when there is a case of injury to the mother or baby in the gestational period or in the birthing process. Medical malpractice during birth is more common than one might think. It may seem obvious, but the physician’s “patient” in an obstetric scenario […]
When Medical Negligence Is Not Enough For A Malpractice Case
In a previous blog, we discussed the medical malpractice case of Mr. John who had knee surgery and subsequently developed both an infection and a blood clot. Although both conditions were treated, he ended up with a lengthy (and expensive) hospital stay, having to take blood thinner for a year and a stiff knee, when […]
Not all Medical Mistakes Make Good Cases
In a previous blog post, we discussed the concept of medical negligence. After reading that post you might still have questions about how a medical provider can make a medical mistake that causes a bad outcome and there still not be legal negligence. Let’s talk about the answer to that question more closely. Let’s Look […]







