You applied for long-term disability benefits through your employer’s insurance plan. You thought you had enough medical proof. Then you got the letter. The insurance company denied your claim. Now you’re wondering what to do next—and how many chances you have to get this right. Let’s talk about how many times you can appeal an […]
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Do I Have A Personal Injury Case?
If you’ve been hurt in an accident, you’re probably asking: Do I have a personal injury case in Virginia? The answer depends on several key factors. The goal of a personal injury claim is to seek compensation for the injured person who has suffered harm due to another’s negligence or wrongdoing. Let’s break down exactly […]
Traumatic Brain Injury Lawyers in Virginia
If you’re searching for a brain injury lawyer Virginia, you probably need expert legal help after a brain injury. This article will explain why hiring a specialized brain injury lawyer Virginia is essential. You’ll learn about types of brain injuries, common causes, the critical role lawyers play, and the compensation process. Key Takeaways Why Hire […]
Is a Self-Managed Medicare Set Aside Right For You?
In certain circumstances, Medicare requires personal injury and workers compensation victims, referred to as the injured person, to set up a fund that is sufficient to satisfy the future medical expenses expected at the time of your settlement. This is often referred to as the anticipated total settlement. Your future medical expenses and funding of […]
Experienced ERISA Disability Lawyer? Why It Matters.
My name is Brandon Osterbind and I’m an experienced ERISA disability lawyer in Central Virginia. We help people whose long-term disability insurance claims have been denied by the insurance company. ERISA protects employee benefits, ensuring that long-term disability benefits are safeguarded. It also ensures that insurance companies adhere to transparency and accountability standards. And the […]
Average Settlement for Broken Clavicle: What You Need to Know
Curious about the average settlement for broken clavicle? The average settlement for broken clavicle amounts can range widely, but knowing the key factors can help you understand what to expect. This article breaks down the elements that influence these amounts. Key Takeaways Settlement amounts for broken clavicle injuries can range from $5,000 to $200,000, heavily […]
Best Long Term Disability Lawyers | Top Legal Representation for Disability Claims
Finding the best long term disability lawyers can make a significant difference in the success of your disability claim. In this guide, we will walk you through the key traits that set top disability lawyers apart. We will explain the importance of having a skilled attorney. And, we will describe what to expect throughout the […]
Why Personal Injury Lawyers Require A Contingency Fee
In a personal injury case, it does not matter how much money you have in the bank when you determine that you need a lawyer. All that matters is that you were injured through no fault of your own and you are entitled to a financial recovery for the losses that you suffered. Additionally, many […]
Understanding Personal Injury Settlement and Medicare Liens
Navigating a personal injury settlement and Medicare can be tricky. When Medicare pays for your medical care, they expect reimbursement from your settlement. This article explains how Medicare liens work, how they affect your personal injury settlement and Medicare, and the steps you need to take to handle them properly. Key Takeaways Medicare’s Role in […]
How long can I get long-term disability benefits for a mental illness?
This is one of the most common questions I get—especially from people whose ability to work is severely impacted by depression, anxiety, PTSD, or other mental health conditions. Sometimes, a client comes to me with a clear physical injury. Other times, it’s a psychiatric condition that’s just as disabling, if not more so. In either […]
