By David Abraham I want to focus now on the property damage aspect of uninsured and underinsured motorists’ coverage. Virginia requires uninsured motorists’ coverage when you purchase a policy with minimum limits of 25/50/20. The last number of $20,000.00 is the amount of your uninsured motorist property damage coverage. I previously covered the importance of […]
Personal Injury
Part 3: High Underinsured and Uninsured Limits are Insurance Policy Must Haves
By David Abraham For this post, I’d like to discuss two coverages that many times may be overlooked. You may even look at them as being unnecessary, however, they protect you, the policyholder or anyone that is a member of your household. Uninsured Motorist Coverage The first coverage is uninsured motorist coverage. This coverage protects […]
Part 2: Med Pay is an Insurance Policy Must Have
By David Abraham In this post, I want to focus on the coverage you may have on your policy but have no idea how it applies to you or your family in case of an accident. If you don’t have this coverage, it’s certainly a coverage that you should carry. This is medical expense payments […]
Part 1: High Liability Limits are an Insurance Policy Must Have
By David Abraham Here, I will begin a series on the ins and outs of the different automobile coverages available to the consumer. Most consumers are unaware of exactly what is available to them and why they need it. Unless they can’t sleep at 3 am, most policyholders never read their policy. Even then it’s […]
Social Media Matters, especially in an injury/disability case
By Hannah Bowie I remember sitting in my dorm room in Fairchild Hall at the University of New Hampshire. I received an invite to a new website called “The Facebook,” the newest social media outlet. To join, an existing member specifically invited you. Very few colleges and universities were part of Facebook when I joined. […]
The Progression of Concussion Treatment in Central Virginia
Concussion treatment used to be non-existent in Central Virginia. Emergency room doctors were unlikely to diagnose and treat most concussion symptoms if you were in a car wreck or fall and suffered a concussion. Even now, many people go to the emergency room and leave with undiagnosed concussion symptoms. As long as you are oriented […]
My Health Insurance Wants Reimbursement From Settlement!
You were injured in a car accident in Virginia. Your auto-accident case will likely carry on for months, sometimes years, before the case is resolved. Medical bills are piling up; your vehicle was totaled or requires expensive repairs; your life has been forever changed. But then, your case settles! The medical bills are taken care […]
Average Settlement Offers During Mediation
Every mediation is different. Some start high and some start low based on the facts of each case. Because of that, figuring out the average settlement offers during mediation is virtually impossible to do. What benefit would it be to you to see a composite of hundreds of cases boiled down to one number that […]
4 Things To Do BEFORE Meeting A Personal Injury Lawyer
After a car wreck, your mind is reeling and you are struggling to figure out what to do. You thought you had good insurance but the other guy’s insurance is giving you the runaround. They aren’t paying for what they should pay for, they aren’t telling you what you need to do, and they are […]
Calculating an Employer’s Workers Compensation Lien
Employers and employees are always seeking to reach a resolution with the best result as quickly as possible. This model is encouraged by the Virginia Workers’ Compensation Act. Workers’ compensation is a form of insurance designed to streamline the recovery process for employees who are injured while acting in the course of their employment. In […]
