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A common question relates to the possibility of a settlement regarding an ERISA settlement. Let’s dive into this scenario. First, you have applied for long-term disability benefits and your claim has been denied, and you’ve gone through the whole appeal process. You’ve put all the proper things in your file, making sure everything is there […]

The answer to that is simply yes, insurance companies can hire a doctor to say whatever the insurance company wants that doctor to say so they don’t have to pay your disability benefits. Is that fair? No. Can they do it? Yes, unfortunately. Beyond that, they can even require that you go see their doctor […]

“How am I supposed to read this denial letter? What is it saying? What does that mean? And what am I supposed to do with it?” These are some of the questions I often hear from my clients. If you’ve already filed your claim for long-term disability benefits and you have been denied, it’s important […]

Did you miss the claim submission deadline because of the coronavirus pandemic? As we all know, there has been a crazy time period that we’ve all experienced over the course of the last several months while we’re dealing with the coronavirus pandemic. Fortunately, for most people, the Department of Labor has extended or tolled any […]

I get this question all the time, and people just need to know, “When do I need to file my long-term disability insurance application in order to satisfy any time limits in my policy?” Well, the simple answer is that every policy is different, and you have to know, based on your policy, when your […]

You may be wondering when the right time is to hire a lawyer for your long term disability case. When your doctor told you to stop working, you stopped working. Now you’re wondering what to do next? Well, the best time to hire a lawyer is usually when your claim has been denied. Some lawyers […]