In Virginia, auto accident insurance policies typically include medical pay (Med Pay) coverage. Med Pay is an optional form of insurance that can help cover medical expenses incurred as a result of a motor vehicle accident. This coverage applies regardless of who is at fault for the collision. It covers medical bills up to the […]
Why was my Virginia worker’s compensation claim denied?
Worker’s compensation provides coverage for medical bills and lost wages if you ever injure yourself on the job. Often, Virginia worker’s compensation get denied for many different reasons. (If you’re looking for more information about the specific types of benefits you may be entitled to, check out our post about the types of workers’ compensation […]
How Much UIM Will My Insurance Company Pay?
Many wonder how much they can earn from the insurance company in a personal injury case. Well, that’s an easy and a complicated question at the same time. I always ask the certain questions, “What’s the liability policy limit” and “what is your UIM?” A policy limit is the maximum amount that the insurance company […]
Could your ERISA lawsuit settle?
A common question relates to the possibility of a settlement regarding an ERISA settlement. Let’s dive into this scenario. First, you have applied for long-term disability benefits and your claim has been denied, and you’ve gone through the whole appeal process. You’ve put all the proper things in your file, making sure everything is there […]
Can they have a lawyer say untrue things to deny your claim?
The answer to that is simply yes, insurance companies can hire a doctor to say whatever the insurance company wants that doctor to say so they don’t have to pay your disability benefits. Is that fair? No. Can they do it? Yes, unfortunately. Beyond that, they can even require that you go see their doctor […]
How do you read a denial letter?
“How am I supposed to read this denial letter? What is it saying? What does that mean? And what am I supposed to do with it?” These are some of the questions I often hear from my clients. If you’ve already filed your claim for long-term disability benefits and you have been denied, it’s important […]
What if you could not file your long-term disability claim because of the coronavirus?
Did you miss the claim submission deadline because of the coronavirus pandemic? As we all know, there has been a crazy time period that we’ve all experienced over the course of the last several months while we’re dealing with the coronavirus pandemic. Fortunately, for most people, the Department of Labor has extended or tolled any […]
When do you need to file your long-term disability application?
I get this question all the time, and people just need to know, “When do I need to file my long-term disability insurance application in order to satisfy any time limits in my policy?” Well, the simple answer is that every policy is different, and you have to know, based on your policy, when your […]
When should you hire a lawyer for your long term disability case?
You may be wondering when the right time is to hire a lawyer for your long term disability case. When your doctor told you to stop working, you stopped working. Now you’re wondering what to do next? Well, the best time to hire a lawyer is usually when your claim has been denied. Some lawyers […]