You don’t always have to go to court to recover for your personal injury case. In fact, most personal injury cases are resolved outside of court. A very small number of cases are litigated to verdict at trial. I’ll tell you the difference between the cases that can resolve and the cases that can’t resolve.
The insurance company will either agree to pay a reasonable value for your case. Or the insurance company will refuse to pay a reasonable value for your case. I had, at one time, a husband and wife who were both injured in the same car accident. One was in the backseat and the other was in the driver’s seat. And we were able to resolve the husband’s claim in a mediation. And we were not able to even come close to resolve the wife’s claim in that very same mediation. And the wife’s case ended up going to a jury verdict in Campbell County. And we got a result that we were very happy with. But the husband’s case was resolved in mediation and his case never saw the open doors of a courtroom.
It will really just depend on the insurance company. In that particular case, it was the same insurance company. They were reasonable in one case and unreasonable in the other case. So not every case. In fact, most cases don’t go to trial. You don’t have to go to court. But there are those very few exceptions where the insurance company simply will not behave in a reasonable manner. And in those situations, you have no choice, but to go to court.