Show Notes: In this episode, Brandon Osterbind dives deep into the question that absolutely needs to be answered. At Osterbind Law, PLLC we talk a lot about using technology in our injury and disability law firm to help add value for our clients. In this episode, Brandon will explore What tools we use to make […]
ERISA Disability
Can they have a lawyer say untrue things to deny your claim?
The answer to that is simply yes, insurance companies can hire a doctor to say whatever the insurance company wants that doctor to say so they don’t have to pay your disability benefits. Is that fair? No. Can they do it? Yes, unfortunately. Beyond that, they can even require that you go see their doctor […]
What if you could not file your long-term disability claim because of the coronavirus?
Did you miss the claim submission deadline because of the coronavirus pandemic? As we all know, there has been a crazy time period that we’ve all experienced over the course of the last several months while we’re dealing with the coronavirus pandemic. Fortunately, for most people, the Department of Labor has extended or tolled any […]
When do you need to file your long-term disability application?
I get this question all the time, and people just need to know, “When do I need to file my long-term disability insurance application in order to satisfy any time limits in my policy?” Well, the simple answer is that every policy is different, and you have to know, based on your policy, when your […]
When should you hire a lawyer for your long term disability case?
You may be wondering when the right time is to hire a lawyer for your long term disability case. When your doctor told you to stop working, you stopped working. Now you’re wondering what to do next? Well, the best time to hire a lawyer is usually when your claim has been denied. Some lawyers […]
The Contingency Fee Arrangment
In this episode, Brandon Osterbind discusses why lawyers use the contingency fee arrangement compared to flat fees or hourly fees. At the beginning of this conversation, though, Brandon discusses where we are in the midst of the coronavirus in Virginia as it relates to jury trials and court hearings. Show Notes: The Bill of Rights […]
How do you know if you have an ERISA disability case?
A lot of people ask me, “How do I know if I have an ERISA disability case or a social security disability case or some other form of disability case?” And what we do here is we only focus on ERISA long-term disability cases and we’ll also handle some short-term disability cases too depending on […]
Why is LTD Insurance Policy More Valuable than SSDI
Why is an ERISA long-term disability policy worth more to you than social security disability? So why is it that an ERISA long-term disability plan will give you more money in the long run than social security disability will? Well, the answer is simple. Each long-term disability insurance contract has different terms and different pay […]
Don’t give up when the insurance company denies your appeal
Why should you not give up on your long term disability plan? It makes a big difference for you and you shouldn’t give up on your long term disability plan. The main reason is your long term disability insurance plan – if you don’t follow the rules and if you give up on the timeline, […]
You need to get medical treatment AFTER your claim is approved
What happens after your claim is approved, is it all over at that point? Can you just do whatever you want at that point? You’re on disability, no one’s going to check up on you? The answer to that is no. In fact, in a lot of these long term disability claims, there’s a provision […]
