Starting Requires Action

but action isn’t easy.

We don’t always like to take action when we become disabled or are victimized by the negligence of another that could have been avoided. We particularly don’t like to call on disability lawyers, personal injury lawyers, workers compensation lawyers, or wrongful death lawyers when tragedy strikes our families. Our society is predicated on the principle that we should all behave in a way that does not needlessly endanger others. And, we should honor our obligations to make things right. 

But when the unthinkable happens—in an instant—your life can be forever changed.

Maybe you saw it coming and braced yourself. Maybe you tried to avoid the oncoming car but there was nothing you could do. Perhaps, you were under anesthesia when the doctor left a foreign object inside your body that later caused a severe infection. Or, possibly you were placed in a situation that led to your injury because you were working for the benefit of your employer.

Of course, it may not have been your injury. It could have been that your loved one was unnecessarily placed in that position.

You felt helpless. You didn’t ask for this to happen. You didn’t want it to happen. It is difficult to think that your loved one’s last thought was one of terror or fear. She was helpless. She certainly didn’t ask for this. She didn’t want for this to happen.

But what do you do now? 

How To Have Your Case Reviewed By One of Our Attorneys

Our attorneys are very strict and very generous with their time. When it is your turn, our attorneys focus 100% on your and your case and they do not tolerate interruptions. You can read more about how our attorneys work here. We offer in-person appointments and virtual appointments via video conferencing. All you have to do is call us or send us a message that you are interested in meeting with one of our attorneys. 

Option 1: Call Our Client Intake Team

If you call our intake team, make sure that you give all of your contact information. We will ask you a few questions to make sure we can help you. If we can’t, then we will find someone who can. You will receive information about your claim that will be helpful to you in advance of any meeting. We will answer as many questions as we can upfront, but all of your questions should be answered when you speak with one of our attorneys.

Our attorneys want to understand your story and what happened so we can give you best legal advice for your situation. That first meeting is 100% free and you will leave with a strategy for what to do going forward. 

Call Our Personal Injury Team 

CALL OUR disability TEAM

CALL OUR Workers’ Comp TEAM

Option 2: Submit An Online Form Telling Us Your Story

Everybody has a story and we want to know yours. We want you to tell as much or as little as you want. Our goal is to support you and to help you tell your story in the most beneficial way you can. But before we can tell your story, you have to tell us your story. 

Tell Us Your Story

Check Out Our FREE Guides: 

Click to Download

Click to Download

We know that nobody wants to hire a lawyer.

And you certainly don’t want to talk to an injury lawyer about such intimate details of your personal life. Those injury and disability lawyers are all ambulance-chasing greedy selfish hacks who just want to make money on your misfortune anyway. I know, right? How can a lawyer who doesn’t know me actually care about me and my case? We’ve all seen the commercials, the billboards, and other vanity marketing screaming “We Care.”

Maybe we believe it, maybe we don’t. What I’ll suggest here is that you should evaluate more than just “caring” when you are deciding whether to hire an injury lawyer.

I’ll bet you didn’t expect to see that on this page. Well, here’s the thing about us, we like to cut to the chase. And, to be honest, there are a few things you need to know before you even consider hiring a lawyer.

1. Not every injured person needs an injury lawyer

All right, now you might be confused. Isn’t this an injury and disability lawyers’ website? Yes, yes it is.

But unlike most injury lawyers, we don’t take every case that comes through the door. Our focus is on adding value to an injury claim. If we do not feel that we can add value to your settlement or verdict, we will not take your case.

But you have to be careful out there because almost every other lawyer will take your case and take 1/3 of your recovery along with it. I’m not saying it is always foolish to speak with an injury and disability lawyer to determine if hiring one would be wise. What I am saying is, there is a potential that you may not need to hire a lawyer for your case and you may be able to accomplish a better net result without a lawyer. You need to be aware of that whenever you meet with an injury and disability lawyer because some lawyers will try to sign you up right out of the gate.

We don’t do that at Osterbind Law. Case in point, we track every single person who calls into our office asking for representation. We accept less than 1/4 of them. Some of them are not good cases. Some of them are not within our practice areas, in which case we refer these people to other lawyers we trust. Some of them just don’t need a lawyer to get a good result.

2. Injured people need information.

What injured people like you need is information. Armed with the right information, normal people can easily negotiate a good settlement with an insurance adjuster in most smaller value cases. If you don’t have good information, the insurance company wins every time.

We once consulted with a potential client and the insurance company told him he couldn’t prove his concussion was from the car wreck. And he believed it! So he settled for virtually nothing. That potential client didn’t know that you can prove causation of a medical condition by expert testimony. If your doctor says it is related, then you can prove it. In the higher value cases, the insurance company may hire a doctor to say the opposite, but then it becomes a jury question. Until the insurance company has that doctor’s opinion in hand, it cannot disprove causation. If the jury believes your doctor, instead of the hired gun from the insurance company, then you win.

It is this information inequality that prompted Brandon Osterbind to write The Ultimate Guide to Medical Treatment After a Car Wreck In Virginia and Will Your Short-Term Disability Turn Into Long-Term Disability Or Be Rejected. You can start first by leveling the playing field and eliminating the problem of information inequality.

3. What type of case do you have?

Some cases require different things. For example, personal injury cases require that you prove that the other person was negligent. Workers’ compensation cases require that you prove that your injury arises from an “accident” and that the accident arose out of and in the course of your employment. Medical Malpractice cases require that you prove that the offending doctor violated the standard of care and that violation proximately caused your injury. ERISA Disability cases require that you prove that you are unable to work in your regular occupation or, in some cases, any occupation. 

Knowing what type of case you might have is essential to know where to start. For example, if your case is a workers’ compensation case, then you need to see a workers’ compensation lawyer. You wouldn’t see your family doctor to perform spine surgery, would you? There are certain things that general practitioners can do well and there are things that you should seek out a specialist for. An injury lawyer is different than a general practice lawyer because all that injury lawyer does on a daily basis is injury law.

I’m not saying that a generalist can’t be an excellent lawyer. I know several PCP’s who are excellent doctors. But part of being an excellent PCP is knowing when to refer their patients to a specialist. The same is true in the law. Now, in Virginia, we don’t have board certifications or anything like that as doctors do. But the Virginia State Bar does allow lawyers to focus and specialize in certain types of cases. And many lawyers today do just that.

4. What type of injuries do you have?

If you’ve suffered a spinal injury at work or in a car accident, then you need to know that your lawyer is familiar with how the spine works. Your lawyer should have handled cases with this type of injury before and ought to be able to help you navigate the medical landscape in your community.

What doctor should you see for this condition? What doctor should you see for that condition?

Just like other medical doctors know who is good or not, injury lawyers gather the same information. So figure out what type of injury you have and discuss it openly with any lawyer you consider hiring. If he or she does not sound knowledgable about your injury then move on.

5. When does it make sense to meet with a lawyer?

Like I said earlier, not all cases require the services of a lawyer. Again, I’ll bet you didn’t expect to hear that. But some cases do. How do you know the difference?

Well, for workers compensation cases it makes sense to meet with a lawyer right away. Many things happen at the beginning of your case that ultimately affect the end of your case. There are certain notice deadlines and filing deadlines that have to be appreciated or else you will lose the right to claim anything. Additionally, if your employer is playing games with your health care, you should seek assistance sooner rather than later.

ERISA Disability cases have short timelines that you must follow. For example, some policies require that you provide notice of your disability 30 days after you become disabled. Then, you will have a time limit within which to file your long term disability claim. If your claim is denied, you have 180 days to file your appeal. We all know that time flies even when you’re not having fun. In these cases, it is usually better to start with a lawyer from the beginning. 

But for personal injury cases, sometimes you don’t need a lawyer at all. Some of these cases are small enough that you can actually get more money in your pocket without a lawyer. Do you know if your case is one of those cases? Did you know there are law firms out there that only prey on these small cases? Theirs is a volume game. They ram ten $10,000 cases through so they can make their 1/3 cut. These cases usually settle and rarely do they go to court. These law firms are often called settlement mills. In other words, all they really do is settle your cases.

Other, reputable, law firms out there would rather work on one $100,000. True personal injury lawyers who actually care about doing important work that will have a positive effect on the lives of real people will only take your case if they feel that they can add value to your claim. In other words, can the law firm make the insurance company pay more than what they would have paid without the law firm? In the smaller cases, the answer is often no unless you go to court on a denial of liability in which case the offer is usually $0.  In the larger cases with a serious injury and significant damages, the answer is often yes, a law firm can help add value to the claim.

Not sure what to do next?

Give us a call and we’ll point you in the right direction.

We Can Help!

Read some of our injury articles so you can learn more about your case:

Am I Required To Give A Statement To The Insurance Adjuster


You are not required to give a statement to the insurance adjuster. Oftentimes, the adjuster will say, “I need a statement from…
Read More
What Should I Do If I Was In A Car Wreck


Call The Police If you’re in a car accident, the first thing that you should do is you should call the police.…
Read More
Should I Go To The Doctor After A Car Wreck


If you were injured in a car accident, you absolutely should go to the doctor. A lot of people think “Well, it’s…
Read More
How Do You Know If You Have an LTD Insurance Claim


What does it mean to file a long-term disability claim?  You may be wondering what it means to file a long-term disability…
Read More
Episode 008 – The Virginia Court System Explained

Personal Injury Wrongful Death Workers' Compensation Podcast

In this episode, Brandon Osterbind explains how the court system in Virginia is set up and where certain cases start and end.…
Read More
Episode 007 – How to handle your money after you win your case

Personal Injury Wrongful Death Workers' Compensation ERISA Disability Podcast

Show Notes:  Thomas Road Baptist Church – Financial Peace University Total Money Makeover by Dave Ramsey (affiliate link) Retire Inspired by Chris…
Read More
When do you need to file for long term disability benefits

ERISA Disability

  When should you file for long-term disability benefits? Well, the answer is simple, you have to look to your long-term disability…
Read More
Why do most ERISA cases die in the court system

ERISA Disability

I get asked this question all the time, “Why do most claims die in the court system? Why is it so difficult…
Read More