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What Is ERISA Disability? And Who Is It Designed To Protect?  My name is Brandon Osterbind. I’m an injury and disability attorney in Central Virginia. We help people whose claims have been denied recover long-term disability insurance coverage from their employer’s insurance policy. Today, I want to answer a question that I hear all the […]

Is a Disability Lawsuit Harder To Win Than an Appeal?  My name is Brandon Osterbind and I’m an injury and disability attorney here in Central Virginia. I help people whose long-term disability claims have been denied. Today, I’d like to answer the question, “Is it harder to win a disability lawsuit than an appeal?” What […]

What Is A Physician’s Statement And Why Is It So Important? My name is Brandon Osterbind and I am an injury and disability attorney in Central Virginia. I work with people whose long-term disability claims have been denied and help them get on claim or get their benefits approved. And one of the things that […]

What Does De Novo Review Mean Under ERISA? My name is Brandon Osterbind. I’m an injury and disability attorney in Central Virginia. And I help people whose long-term disability claims have been denied. The question is, “What is a ‘de novo’ review under the Employee Retirement Income Security Act?” And bear with me because we’re […]

They’re Watching. Don’t Get Caught By Insurance Companies.  My name is Brandon Osterbind. I am an injury and disability attorney in Central Virginia and I help people whose long-term disability claims have been denied. Why they are watching you I want you to know that the insurance company is watching you. From the moment that […]

These Documents Are Vital To Your ERISA Disability Claim My name is Brandon Osterbind. I am an injury and disability attorney in Central Virginia and I help people whose long-term disability claims have been denied. And certain documents are vital to your long-term disability claims. So let’s talk about what you should provide to your […]

Short-Term Disability Does Not Guarantee Long-Term Disability My name is Brandon Osterbind. I am an injury and disability attorney in Central Virginia and I help people whose long-term disability claims have been denied. And today, I want to talk to you about short-term disability and how it relates to your long-term disability coverage. The title […]

My ERISA Disability Claim Has Been Denied. What Happens Now?  My name is Brandon Osterbind. I am an injury and disability attorney in Central Virginia and I help people whose long-term disability claims have been denied. I have good news for you. This is not the end of the road. You can submit an appeal […]

How Do I Find Out If I Am Eligible For Long-Term Disability Benefits?  How would you know whether you are eligible for long-term disability under your employer’s long-term disability policy? That question depends on what your insurance policy says. But first, you should be talking with your doctor. When you could qualify for long-term disability […]

ERISA Disability Versus Social Security Disability Benefits: What Is The Difference ERISA versus Social Security disability. What’s the difference? My name is Brandon Osterbind. I am an injury and disability attorney in Central Virginia and I help people whose long-term disability claims have been denied. And I have people ask me all the time, “What […]