A lot of people ask me, “Why do I now have to file for social security disability benefits after my claim is approved?” Well, the answer is simple. Your insurance company will require you to file your long-term disability or social security disability claim because the amount that you get from social security will offset […]
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What is My Date of Disability And Why Does it Matter?
What is your date of disability and why is that important? This is a common question among people. Knowing the date of your disability will prevent any complications and make the process a bit easier. Make Yourself of Deadlines The first reason is there are a bunch of deadlines that are embedded in your long-term […]
Why is it Vital to Keep Your Doctor in the Loop with your Disability Claim
Why Is It Vital To Keep Your Doctor In The Loop With Respect To Your Long-Term Disability ERISA Claim? My name is Brandon Osterbind. I am an injury and disability attorney in Central Virginia and I help people whose long-term disability claims have been denied. And today, I want to tackle the question, “Why is […]
What Qualifies Me for Long Term Disability
What Qualifies Me For Long-Term Disability? My name is Brandon Osterbind and I am an injury and disability attorney in Central Virginia. I help people whose long-term disability claims have been denied. Today, let’s talk about what would qualify someone for long-term disability under an insurance contract provided by an employer. First of all, every […]
What is ERISA Disability and who is it designed to protect
What Is ERISA Disability? And Who Is It Designed To Protect? My name is Brandon Osterbind. I’m an injury and disability attorney in Central Virginia. We help people whose claims have been denied recover long-term disability insurance coverage from their employer’s insurance policy. Today, I want to answer a question that I hear all the […]
Is a Disability Lawsuit Harder Than An Appeal?
Is a Disability Lawsuit Harder To Win Than an Appeal? My name is Brandon Osterbind and I’m an injury and disability attorney here in Central Virginia. I help people whose long-term disability claims have been denied. Today, I’d like to answer the question, “Is it harder to win a disability lawsuit than an appeal?” What […]
What is a physicians statement?
What Is A Physician’s Statement And Why Is It So Important? My name is Brandon Osterbind and I am an injury and disability attorney in Central Virginia. I work with people whose long-term disability claims have been denied and help them get on claim or get their benefits approved. And one of the things that […]
What does de novo review mean under ERISA
What Does De Novo Review Mean Under ERISA? My name is Brandon Osterbind. I’m an injury and disability attorney in Central Virginia. And I help people whose long-term disability claims have been denied. The question is, “What is a ‘de novo’ review under the Employee Retirement Income Security Act?” And bear with me because we’re […]
They’re Watching! Don’t Get Caught By Insurance Companies
They’re Watching. Don’t Get Caught By Insurance Companies. My name is Brandon Osterbind. I am an injury and disability attorney in Central Virginia and I help people whose long-term disability claims have been denied. Why they are watching you I want you to know that the insurance company is watching you. From the moment that […]
These Documents are Vital to Your ERISA Disability Claim
These Documents Are Vital To Your ERISA Disability Claim My name is Brandon Osterbind. I am an injury and disability attorney in Central Virginia and I help people whose long-term disability claims have been denied. And certain documents are vital to your long-term disability claims. So let’s talk about what you should provide to your […]