Many long-term disability claims are denied as a matter of course for people who are genuinely unable to work. Why? What are the most common reasons these insurance companies who are supposed to provide this necessary benefit deny these claims? Here are just a few that we’ve seen: 1. Your medical treatment isn’t designed to […]
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Virginia workers compensation benefits broken down
All you need is a clear answer and an explanation of what you are entitled to in the Virginia Workers’ Compensation Commission after you’ve been injured at work. The answer is pretty simple when you break down the different forms of benefits, but sometimes the application is much more difficult. Before you stop reading, let […]
Dealing with a doctor who never saw you in your long-term disability claim
Have you ever wondered why the insurance company is allowed to deny your long-term disability claim because of a doctor that never saw you? You have your treating doctors who provide you with medical care, and they tell you that you were disabled. So, you do what you’re supposed to do and you file your […]
The Progression of Concussion Treatment in Central Virginia
Concussion treatment used to be non-existent in Central Virginia. Emergency room doctors were unlikely to diagnose and treat most concussion symptoms if you were in a car wreck or fall and suffered a concussion. Even now, many people go to the emergency room and leave with undiagnosed concussion symptoms. As long as you are oriented […]
Conflicts of Interest in ERISA Disability Appeals
If you’ve been disabled and applied for long-term disability through your employer-provided disability plan, and been denied, then you know that the insurance company requires an administrative appeal. These hoops you have to jump through may seem useless. Denied, denied, denied. This is the whole premise behind John Grisham’s book The Rainmaker (and the subsequent […]
My Health Insurance Wants Reimbursement From Settlement!
You were injured in a car accident in Virginia. Your auto-accident case will likely carry on for months, sometimes years, before the case is resolved. Medical bills are piling up; your vehicle was totaled or requires expensive repairs; your life has been forever changed. But then, your case settles! The medical bills are taken care […]
Average Settlement Offers During Mediation
Every mediation is different. Some start high and some start low based on the facts of each case. Because of that, figuring out the average settlement offers during mediation is virtually impossible to do. What benefit would it be to you to see a composite of hundreds of cases boiled down to one number that […]
4 Things To Do BEFORE Meeting A Personal Injury Lawyer
After a car wreck, your mind is reeling and you are struggling to figure out what to do. You thought you had good insurance but the other guy’s insurance is giving you the runaround. They aren’t paying for what they should pay for, they aren’t telling you what you need to do, and they are […]
Calculating an Employer’s Workers Compensation Lien
Employers and employees are always seeking to reach a resolution with the best result as quickly as possible. This model is encouraged by the Virginia Workers’ Compensation Act. Workers’ compensation is a form of insurance designed to streamline the recovery process for employees who are injured while acting in the course of their employment. In […]
6 Things To Do After Your Workers Comp Injury
The first month of a worker’s comp injury is the most critical time for your claim. This is the time when you get the ball rolling and show the deputy commissioner that you mean business. Here are the 6 key steps that you need to take if you are injured on the job: 1. Notify […]
