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Passenger Gets $100,000 Policy Limit Settlement for Wrist Fracture Caused by Car Collision

4 Apr 2021

On January 28, 2016, at approximately 12:28 p.m., one of our clients was a properly restrained passenger in a vehicle that was traveling in the right-hand lane when another motorist was leaving a Shell Parking lot and attempted to turn left in front of our client. The motorist failed to yield the right of way of the vehicle in which our client was traveling causing the two vehicles to collide. Our client was transported by ambulance to the hospital for treatment of a wrist fracture.

Our client suffered several serious wrist fractures as a result of the collision. Even though the recovery was expected to take only a year, the pain and stiffness were expected to last for at least 2 years, if not permanently. Such injuries usually last for quite a while, especially for traumatic injuries like car crashes, in patients 50 years or older, or in patients who have osteoarthritis. Our client met two of the three qualifications for permanent injury: she was older than 50 years of age and she was injured in a traumatic high-energy collision.

While she could use her arm, and do many things that she did before, her ability to use her right hand and wrist was limited by stiffness in her fingers and intermittent pain. Our client was expected to be bound to a lifetime of circumferential pain in her wrist and stiffness in her fingers. Her total medical expenses were $58,000.

Brandon Osterbind and our personal injury team worked with our client to help her obtain a timely $100,000 settlement for her wrist fracture.

This settlement did not represent the full value of this case, but it represents a policy limits settlement. This means that the defendant had an insurance policy that would only pay up to $100,000 per person for any one accident. Oftentimes, we also request insurance policy limits from our client because, if the defendant is underinsured, we will make a claim for the additional underinsured motorist coverage over the defendant’s policy limits. In this case, our client’s policy limits did not apply in this case because it didn’t exceed the defendant’s $100,000 policy.

If you or someone you know has been involved in a car accident, contact us to discuss your injuries.

The Virginia State Bar requires that we give a disclaimer whenever we talk about case results. As we are sure you already know, the case result described above must be read in context with the unique facts of this particular case. Each case result depends upon a variety of factors unique to each case, which is why we describe those facts in detail. To be clear, this case result does not guarantee or predict a similar result in any future case undertaken by the lawyers at Osterbind Law, PLLC.

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Brandon and his team at Osterbind Law are truly peerless. This is exactly how a modern personal injury firm should operate. The firm is holistic in its approach and thoughtful. It's no wonder why they get such great results for their clients. And no surprise, their clients love them. I've had the pleasure of working with Brandon on a professional level and he levels up, big time. Kudos.
Nathaniel Amendola
3 months ago

Very compassionate and knowledgeable people who helped us with our situation. They worked quickly and I can’t tell you how grateful I’m they were so caring. I would recommend this firm to anyone that anyone
Lori Rudder
a year ago

The entire team at Osterbind Law are incredible. They communicated with us with every step and process that was happening . They provided the knowledge, support, and empathy to us on the case. And when the curve ball was thrown, they dug in deeper. I have nothing but the highest respect for Brandon and Hannah and the entire team. They made us feel more like a family, than a client.
Wendy Shull
a year ago

The staff is caring and very knowledgeable. They help you as quickly as possible, and worked very hard for us. I'm so pleased with the way they assisted us.
Meghan Rudder
a year ago

Brandon and his team did a great job helping me through my case. I'm so glad I chose him and stuck with him through the transition to his own firm. The staff is very knowledgeable and friendly. They feel like family after all this! Thank you for everything!!Amber J
Amber Higby
2 year ago
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