Blog
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What to Look For When Hiring A Lawyer
Brandon Osterbind introduces the new podcast, Insight to Injury Podcast. In this episode, Brandon walks you through his background and the path that led him to where he is today. Believing fully that people want to know who their lawyers are, Brandon explains his driving force behind why he does what he does. Want to…
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Insurance Policy Must-Haves For Property Damage
By David Abraham I want to focus now on the property damage aspect of uninsured and underinsured motorists’ coverage. Virginia requires uninsured motorists’ coverage when you purchase a policy with minimum limits of 25/50/20. The last number of $20,000.00 is the amount of your uninsured motorist property damage coverage. I previously covered the importance of…
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Are High Underinsured and Uninsured Limits Necessary?
By David Abraham For this post, I’d like to discuss two coverages that many times may be overlooked. You may even look at them as being unnecessary; however, they protect you, the policyholder, or anyone who is a member of your household. Uninsured Motorist Coverage The first coverage is uninsured motorist coverage. This coverage protects…
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Do I Need Med Pay?
By David Abraham In this post, I want to focus on the coverage you may have on your policy, but have no idea how it applies to you or your family in case of an accident. If you don’t have this coverage, it’s certainly a coverage that you should carry. This is medical expense payments…
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High Liability Limits are an Insurance Policy Must Have
By David Abraham Here, I will begin a series on the ins and outs of the different automobile coverages available to the consumer. Most consumers are unaware of exactly what is available to them and why they need it. Unless they can’t sleep at 3 am, most policyholders never read their policy. Even then, it’s…
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Social Media Matters, especially in an injury/disability case
I remember sitting in my dorm room in Fairchild Hall at the University of New Hampshire. I received an invite to a new website called “The Facebook,” the newest social media outlet. To join, an existing member specifically invited you. Very few colleges and universities were part of Facebook when I joined. Each connection originated…
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Most Common Reasons Why Long-Term Disability Claims are Denied
Many long-term disability claims are denied as a matter of course for people who are genuinely unable to work. Why? What are the most common reasons these insurance companies who are supposed to provide this necessary benefit deny these claims? Here are just a few that we’ve seen: 1. Your medical treatment isn’t designed to…
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Virginia workers compensation benefits broken down
All you need is a clear answer and an explanation of what you are entitled to in the Virginia Workers’ Compensation Commission after you’ve been injured at work. The answer is pretty simple when you break down the different forms of benefits, but sometimes the application is much more difficult. Before you stop reading, let…
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Disability Denial Due To A Report From A Doctor Who Never Saw You
Have you ever wondered why the insurance company is allowed to deny your long-term disability claim because of a doctor who never saw you? Disability Denial Due to Doctor Report is a common issue faced by many claimants. You have your treating doctors who provide you with medical care, and they tell you that you…
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The Progression of Concussion Treatment in Central Virginia
Concussion treatment used to be non-existent in Central Virginia. Emergency room doctors were unlikely to diagnose and treat most concussion symptoms if you were in a car wreck or fall and suffered a concussion. Even now, many people go to the emergency room and leave with undiagnosed concussion symptoms. As long as you are oriented…
