Author: Brandon Osterbind
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Disability insurance companies don’t want you to know this!
What is the number one thing the long-term disability insurance company doesn’t want you to know about your claim? You’re not going to believe it — The one thing the insurance company doesn’t want you to know about your long-term disability claim is that your medical records are not enough to prove your disability. Let…
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How to do discovery in a personal injury case without losing
Discovery is that phase of your personal injury case after you have filed a complaint with the circuit court clerk’s office, and now it’s your turn to exchange documents and information with the other side. This looks a lot different in state court than it does in federal court, but there are some similarities as…
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Personal Injury Expert Witnesses Will Affect Your Case
In this episode, Brandon Osterbind talks about a new Virginia Supreme Court case that ruled in favor of the plaintiff. The issue was the bias of an expert witness because of the vast amount of money paid to the doctor by State Farm, the insurance company. Show Notes: Get A Free Strategy Session By Calling…
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How Does Workers’ Comp Work In Virginia?
If you’ve been injured while you’re working in Virginia, you’re entitled to workers’ compensation benefits. In those benefits, you’re essentially entitled to two things. You’re entitled to wage loss and you’re entitled to medical benefits. What Does This Exactly Mean? You’re entitled to a lifetime award of medical benefits, which will cover all of your…
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Top Reasons Why Insurance Companies Deny Claims
There are many reasons why a car insurance company will deny your claim. Chief among them is that the insurance companies are not like your good neighbor, they are not on your side, and they don’t have you covered. So many of these car insurance companies are great advertisers but they are terrible at paying…
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Personal Injury Case Value: Is that really all I can get?
When you’re in a car accident, certain expenses can pile up like regular bills, office visits, potential procedure costs, and on top of that you had to miss work. But what is your personal injury case value? How to determine your personal injury case value? The first thing we do, when we see that the…
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Can A Doctor Say Untrue Things To Deny Your Disability Claim?
The answer to that is simply yes, insurance companies can hire a doctor to say whatever the insurance company wants that doctor to say so they don’t have to pay your disability benefits. Is that fair? No. Can they do it? Yes, unfortunately. Beyond that, they can even require that you go see their doctor…
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What if you could not file your long-term disability claim because of the coronavirus?
As we all know, there has been a crazy time period that we’ve all experienced over the course of the last several months while we’re dealing with the coronavirus pandemic. Fortunately, for most people, the Department of Labor has extended or tolled any deadlines that would accrue during the coronavirus pandemic starting on March 1st.…
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When Should I File My Long-Term Disability Claim?
I get this question all the time, and people just need to know, “When do I need to file my long-term disability insurance application in order to satisfy any time limits in my policy?” Well, the simple answer is that every policy is different, and you have to know, based on your policy, when your…
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When Do I Need A Lawyer For A Long-Term Disability Case?
You may be wondering when the right time is to hire a lawyer for your long term disability case. When your doctor told you to stop working, you stopped working. Now you’re wondering what to do next? Well, the best time to hire a lawyer is usually when your claim has been denied. Some lawyers…
