Why should you not give up on your long term disability plan? It makes a big difference for you and you shouldn’t give up on your long term disability plan. The main reason is your long term disability insurance plan – if you don’t follow the rules and if you give up on the timeline, then your benefit is completely gone. If you don’t file the right paperwork within the right periods of time, then your ability to collect on that insurance policy is forever gone.
The second reason is most long term disability insurance policies provide significantly more money to you in the short run and in the long run than social security disability ever will. And I’ve done a video about the differences on the value that each one provides, but a long story short is that you’re going to make more money in the long run with your long term disability insurance policy than you will with social security disability.
Stick With the Process
Don’t give up. The insurance company may be obstinate, they may be stubborn, they may require a lot of information, and it might be hard work. In fact, it is hard work to get that approved. But if you follow all the timelines and if you follow all the guidelines and the regulations and you submit everything properly and your claim is approved, then your benefits will be exponentially more than you can get in social security disability.
If you need help figuring out what’s going on with your long term disability plan that is sponsored by your employer, give us a call, send us an email, send us a message on Facebook. We’d be happy to help you look into what you’re entitled to and where you can file a better claim or a better appeal to make sure that you get the significant financial resources you need to put food on your table, a roof over your head, and to provide for your transportation and your medical treatment. So if we can help you, let us know. We want you to live your best life. Thanks.