In Virginia, the general rule is that you do not have to reimburse your health insurance for the amounts that it pays for your accident-related medical treatment. That’s the general rule.
Medicare and Medicaid
There are several exceptions to this general rule. The main exception is for government-run health insurance companies like Medicare or Medicaid. The rules are different for Medicare and Medicaid, but they’re very similar also. In both situations, the federal government provides funds and the state administers the funds for Medicaid, but the federal government administers the funds for Medicare and both are entitled to reimbursement for accident-related medical treatment, to a certain extent.
Other Health Insurances
Other types of health insurance have different rules. So, for example, employer-provided health insurance could be one of two things. It could be, yes, you have to pay them back, or no, you don’t have to pay them back. It really just depends on the type of plan that your employer has for your health insurance. And no lawyer will be able to answer that question until they look specifically at the plan documents for your health insurance plan.
Other types of insurance that might be able to be reimbursed in Virginia would be, for example, workers’ compensation insurance. If you’re injured on the job and your employer has workers’ compensation insurance, then your workers’ compensation insurance will also get paid back a portion of what they have paid for your accident-related health care.
If you buy your health insurance off of a marketplace, then it’s a completely different rule than all the other rules. That goes back to the general rule that in Virginia, you generally do not have to reimburse your health insurance for your accident-related medical treatment